Double or Nothing is the story of Ritchie - a layabout thief who lives with his student friends Paul and Dave, told to us by a pair of sarcastic and witty narrators. Ritchie gambles himself into a huge debt with local gangster Tommy, Mr. Hunt's number two man, and has no way to pay him back. Meanwhile his friends Paul and Dave rack up their own debt on a wild night out and all three go to Hunt to ask him to give them time to pay him back.