While pumping gas, a near destitute young woman encounters a homeless man looking to make some money. Having only a few cents on her, the young woman declines his requests for a couple dollars. But, the homeless man just won't take 'no' for an answer and decides to 'earn' some money from her by popping out a dent in her car. When she finally agrees to let him, she discovers that the homeless man might not be what she thought he was.